National Guard Repayment Plan: Eligibility, Restrictions, And More


National Guard Repayment Plan: Eligibility, Restrictions, And More

Soldiers with federal student loans may be eligible for up to $50,000 in loan repayment assistance under the National Guard Student Loan Repayment Program. This program provides many fantastic benefits to members of the National Guard and should be one of the first choices you look into if you want to pay off your student debts. Continue reading to learn about the prerequisites for this fantastic program.

Student Loan Repayment Program for the National Guard

National Guard members may be eligible for military loan forgiveness of up to $50,000. You will need to agree to serve for a minimum of six years.

Loan Repayment Program for Prior Service Soldiers

Army Reserve troops with past military service may be eligible for up to $50,000 in student loan repayment assistance. This Army Student Loan Repayment option is available to you if you meet certain qualifying requirements. This list is substantially lengthier than the conditions for troops in the current service. But don’t let it discourage you. If you don’t understand any of these, please contact us for clarification. More information regarding student loan forgiveness for veterans is available on the US Army website.

Soldier in Active Duty

Under certain situations, this set of troops may be eligible for the National Guard Student Loan Repayment Program. First, they need to be enrolled for at least six years of duty. Furthermore, their enrollment should be for the purpose of filling important skill gaps. It also has several grades, which must be E-4 or below.

Additionally, Current Service personnel must get at least 50 points on their Armed Forces certification exam. Other qualifications exist that require more clarification from your recruiter or others indicated above. Inquire about the qualifying positions and see whether you qualify.

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Member of the Guard

Guard member is only eligible for the National Guard Student Loan Repayment if they reenlist or prolong their service. Nonetheless, if you have a service commitment of at least six years, you should continue your duty within a year. In addition, like troops with prior service, the E-7 or lower grade is required. Alternatively, you must have less than thirteen years of service. Soldiers with Mil-Tech or AGR status are not eligible for this chance.


To be eligible for the National Guard Student Loan Repayment Program, you must enroll in the National Guard for a minimum of six years in a certain grade. If you are a non-prior service soldier, you must enroll solely in a medical TDA or MTOE unit. Furthermore, your Armed Forces Qualifying Test score should at least be 50, abbreviated as the AFQT. Prior service members are not permitted to serve in the National Guard for more than 16 years.


Here are 3 of the main restrictions you should be aware of:

Loan payments with a residual outstanding balance less than the maximum yearly payback amount will only be eligible for that amount.

Loans with a zero balance are not eligible for payment. You must make monthly payments (if necessary) to keep your loan(s) from going into default.

Except for permitted periods of non-availability, any interruption of service would result in permanent loss of SLRP eligibility. A Soldier who has taken more than one approved leave of absence must be discharged without recoupment.

Final Thoughts

We wanted to make this information as easy to understand as possible for you. If you have any questions concerning the National Guard Repayment Program, don’t hesitate to contact Forget Student Loan. It is crucial to find out all you need to know about student debt repayment and forgiveness programs, as well as to be aware of all the requirements and restrictions. For more information, call 800-881-0687 or fill out the contact form on their official website.



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